Life Insurance Facts

How Your Small Business Can Lock Down Cyber Security

Many small businesses assume they don’t need to worry about cyber security, which makes them an easy target. Here are four easy things you can do to improve your business’s cyber security.

Link to article

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Is life insurance taxable? Here is what you need to know.

It’s a good idea to contact your tax professional/financial consultant for specific advice about your situation. But, for the more general issues, Main Street Insurance hopes to help guide you through the winding paths of the tax implications of life insurance.

Is life insurance taxable?

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Life Policies - September is Life Insurance Awareness Month

Every family is unique, with different life insurance needs. Contact us today to determine which life insurance policy is right for you.

Give us a call at 435-674-2221 or contact us via our website at www.msiagency.com and we can help you evaluate your life insurance needs.

The Importance of the Subcontract Agreement

Contractors typically have great relationships with other contractors and their subcontractors. Because of this, many don't use subcontract agreements and are often unaware of how insurance coverage may be affected. Contracts with subcontractors is very important in the construction industry when it comes to insurance. Understanding the risks is the beginning. Knowing how to mitigate them comes next. We can help you understand the risks. Please give us a call at 435-674-2221 if you would like more information.

Heat Safety

 Here is a great article that gives good advice on making sure you are safe during the heat.

https://www.nahb.org/blog/2022/06/use-nahb-resources-to-keep-workers-safe-in-dangerous-heat

Most Common Workers Compensation Injuries 2021

MOST COMMON INJURIES IN 2021

At the beginning of a new year is a great time to review how to make your workplace safer. You can start by focusing on systems and processes within your organization that have the greatest potential to cause injury as well the most common injury types. Below are WCF's most frequently reported injury types of 2021. (Click accident type for prevention guides.)

Nature of Injury:

Slips/Falls  (20%)

Struck or Hit (19%)

Cut (18%)

Strains and Sprains  (13%)

Misc. (12%)

Lifting Injuries (8%)

Caught in Object (5%)

Burn (3%)

Motor Vehicle (2%)

Drive Safely

National Roofing Week

 #NationalRoofingWeek promotes the importance of hiring professionals and making informed decisions about maintaining or replacing your roof.

Here's How to Choose the Best Insurance for Your Small Business

 https://www.auto-owners.com/ao-blog/-/blogs/here-s-how-to-choose-the-best-insurance-for-your-small-business-5