Wednesday, September 17, 2025

Sizzling Your Way to a Flavorful Feast: A Visit to Galbi Grill in St. George, Utah

When you're craving a dining experience that's both interactive and incredibly delicious, look no further than Galbi Grill in St. George, Utah. Located conveniently within the Red Cliffs Mall, this restaurant brings the authentic and exciting world of Korean barbecue and hot pot right to your table.

What is Galbi Grill?

Galbi Grill isn't just a place to eat; it's a destination for a culinary adventure. "Galbi" (or "Kalbi") translates to "rib" in Korean, and it's the star of the show here. The restaurant specializes in Korean BBQ (KBBQ), a style of dining where you grill your own marinated meats, seafood, and vegetables on a tabletop grill. It's a fun, social, and hands-on way to enjoy a meal.

The Experience

The moment you walk in, you're greeted with the inviting aroma of sizzling meat and a friendly, bustling atmosphere. The staff is known for their great service and are always happy to guide you through the process, whether you're a KBBQ veteran or a first-timer.

The real magic happens when you choose your proteins. Galbi Grill offers a diverse selection of high-quality meats, including their namesake marinated beef short ribs (Galbi), savory bulgogi, and various cuts of pork and chicken. You can also explore options like fresh seafood and an array of vegetables.

Each KBBQ meal comes with a variety of banchan, or small side dishes. These traditional Korean accompaniments, like kimchi (spicy fermented cabbage), pickled radishes, and bean sprouts, are essential to the experience. They provide a perfect balance of flavors and textures, and the best part is they are often unlimited!

Beyond the Grill

While the Korean BBQ is the main attraction, Galbi Grill's menu extends to other fantastic Korean dishes. They also offer a Hot Pot experience, where you cook your ingredients in a bubbling, flavorful broth. And for those who prefer to have their food prepared for them, there are delicious entrees like bibimbap (a mixed rice bowl), various stews, and fried rice.

A Community Favorite

Galbi Grill is more than just a restaurant; it's a part of the St. George community. It's a perfect spot for a date night, a family dinner, or a celebration with friends. The interactive nature of the meal sparks conversation and creates lasting memories.

So, if you're in the St. George area and looking for a unique and flavorful meal, make your way to Galbi Grill. Prepare to fire up the grill, fill your table with delicious food, and enjoy an unforgettable taste of Korea.

Monday, September 15, 2025

Have you heard of captive insurance?

Unlocking Savings and Control: The Power of Captive Insurance

For many businesses, the traditional insurance market can feel like a black box – premiums rise, control is limited, and true cost savings seem out of reach. But what if there was a way to take ownership of your insurance program, potentially reduce costs, and even earn back unused premiums? That's where captive insurance comes in.

Captive insurance allows best-in-class companies to come together and form their own insurance company. This strategic commitment can lead to safer workplaces, lower overall insurance costs, and greater control over your programs.

Here are some key benefits of joining a group captive:
  • Premiums Based on Actual Loss History: Unlike conventional plans where premiums are often based on broad class codes, group captive members enjoy custom premiums that reflect their actual 5-year loss history. This means if you manage risk efficiently, your annual costs can decrease.
  • Lower Operating Costs: Group captives minimize overhead and spread costs among members, leading to reduced operating expenses. On average, only 32 cents of every dollar go to operating expenses, compared to approximately 40% with conventional plans.
  • Risk Management Resources: Members gain access to a wealth of resources, including a network of over 400 loss-prevention professionals, educational workshops, networking opportunities, and regular Risk Control Assessments.
  • Insulation from Market Conditions: Group captives are designed to remove best-in-class companies from volatile market fluctuations, providing more stabilized and predictable insurance costs.
  • Profit Potential from Unused Loss Funds: When members effectively manage risk and preserve their loss fund, the captives return those dollars to the members, plus investment income. Some captives supported by Captive Resources invest in a shared fund that earns an annual return of over 6%. Members have earned dividends in 98% of accident years, with around 60% of years seeing dividends over 20%.
  • Ownership Over Insurance Program: Becoming an owner in your own insurance company gives you greater control over claims processes, third-party administrator (TPA) selection, and premium costs.
While group captive insurance is a long-term strategy, not a short-term cash grab, almost three-quarters of new bound policies in group captives had lower costs than their previous conventional plans, with many saving 10% or more.

If your company is financially strong, has superior performance, and is entrepreneurial, invested, and safety-conscious, a group captive could be a powerful alternative to traditional insurance.

Give us a call at 435-674-2221 and we can discuss the details about a captive insurance program.

Thursday, September 11, 2025

Positano: A Taste of Italy in St. George, Utah

For those seeking an authentic Italian culinary experience in the heart of Southern Utah, Positano Italian Kitchen and Wine Bar is a must-visit destination. This relative newcomer to the St. George dining scene has quickly become a local favorite, drawing patrons with its made-from-scratch dishes and sophisticated yet welcoming atmosphere.

Opened by St. George brothers and seasoned culinary professionals, Chef Cameron Payne and Royce Payne, Positano is a testament to their passion for classic Italian cuisine with a modern twist. The menu is a journey through the flavors of Italy, featuring handmade pasta, fresh seafood, and perfectly grilled meats.

Guests can start their meal with a selection of appetizers like a creamy burrata with roasted tomatoes and corn, or the classic Fritto Misto. The pasta dishes are the star of the show, with options ranging from a rich Casarecce Bolognese with short rib ragu to a decadent Burrata and Pesto Ravioli. For a truly unique experience, some specialty pasta dishes are even prepared tableside in a giant cheese wheel.

Beyond the food, Positano's ambiance is what sets it apart. The restaurant offers a chic and intimate setting, making it perfect for a romantic dinner or a special celebration. The thoughtfully curated wine list complements the menu, and the staff's knowledge and attentiveness ensure a memorable dining experience from start to finish.

Whether you're a local or just passing through, Positano Italian Kitchen and Wine Bar brings a little piece of the Italian coast to the desert of St. George, offering a dining experience that is both delicious and unforgettable.